Injury risks are present in every workplace, whether you’re working on a construction site, in an office, out of your car or even at home. If you’re injured while performing your job duties, you likely qualify for workers’ compensation benefits.
Insurance companies and employers have a complicated relationship with workers’ compensation claims. It’s not uncommon for seemingly minor injuries to be treated with fairness and compassion while workers with more serious injuries and higher potential medical costs are faced with hostility.
Injured workers are entitled by law to compensation. Insurance companies don’t like paying out large claims or covering a workers’ wages or medical costs for months or even years. Employers don’t want expensive workers’ comp claims to cause their premiums to increase. Both parties have an incentive to discourage and fight your claim.
Immediately notify your supervisor and employer
File a workers’ comp report with your employer
Fill out a Notice of Claim form from Georgia’s Board of Workers’ Compensation (you can find a list of Georgia workers’ comp forms here)
Locate your employer’s “Panel of Physicians” to find an appropriate workplace injury doctor or facility
Visit one of those approved doctors to have your injuries documented and begin treatment
Follow the doctor’s recommendations to the letter–deviation from prescribed treatments may jeopardize your workers’ comp claim
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